Skor keseluruhan 4.3 / 5 — Diselia FSCA & CySEC • Deposit minimum USD 10 ≈ RM 45 • Akaun Advantage Plus 0 pip + USD 2/lot
Dikemas kini 26 April 2025 • Ditulis oleh Joshua Okapes
Kelebihan & Kekurangan
| ✅ Kelebihan | ❌ Kekurangan |
|---|---|
| Deposit & withdraw RM serta-merta melalui FPX, DuitNow QR, Boost, TNG & kad (10–30 min) | Akaun ECN memerlukan USD 200 |
| Spread 0 pip + USD 2 – lebih murah daripada HFM, hampir setara Exness | Leverage maks. 1 : 2000 (lebih rendah daripada Exness / FBS) |
| Lesen FSCA Afrika Selatan + dana pampasan pelabur €20 000 | Akaun Micro spread tetap 1.5 pip |
| Platform salin dagangan FXTM Invest + VPS percuma | Hanya ± 20 pasangan Crypto CFD |
| Bonus kredit 30 % + kempen cashback berkala | — |
Isi Kandungan
- Tahap Keselamatan 2. Jenis Akaun & Deposit Min. 3. Yuran, Spread & Swap 4. Pembiayaan & Pengeluaran Ringgit
- Platform & FXTM Invest 6. Ujian Eksekusi 7. Edukasi & Analisis 8. Sokongan Pelanggan
- Perbandingan FXTM / Exness / HFM 10. Cara Buka Akaun (5 Minit) 11. FAQ 12. Kesimpulan
1. Tahap Keselamatan
| Entiti | Pengawal Selia | No. Lesen |
|---|---|---|
| FXTM South Africa (Pty) Ltd | FSCA | 46614 |
| Exinity Ltd (Cyprus) | CySEC | 185/12 |
| ForexTime UK Ltd | FCA UK | 777911 |
- Dana klien dipisahkan di Barclays & Standard Bank
- Negative-balance protection
- Perlindungan liabiliti €2.5 juta + dana pampasan €20 000
2. Jenis Akaun & Deposit Minimum
| Akaun | Spread* | Komisen | Leverage | Deposit Min. |
|---|---|---|---|---|
| Micro | 1.5 pip tetap | 0 | 1 : 1000 | RM 45 |
| Advantage | ≈0.4 pip | USD 0.4–2 | 1 : 2000 | RM 450 |
| Advantage Plus (ECN) | 0 pip | USD 2/lot | 1 : 2000 | RM 900 |
*EURUSD sesi London.
3. Yuran, Spread & Swap
| Pasangan | FXTM ECN | Exness Raw | HFM Zero |
|---|---|---|---|
| EURUSD | 0 + $2 | 0.1 + $3.5 | 0 + $3 |
| USD/MYR | 6.5 pip + $2 | 6.4 pip + $3.5 | 6.8 pip + $3 |
| XAUUSD | 6 ¢ + $2 | 6 ¢ + $3.5 | 7 ¢ + $3 |
Swap beli EURUSD (25 Apr ’25): –USD 4.95/lot • Tiada caj deposit/withdrawal saluran RM.
4. Deposit & Withdraw RM
| Kaedah | Deposit | Withdraw | Caj |
|---|---|---|---|
| FPX (Maybank2u, CIMB, RHB) | 0–2 min | 10–45 min | 0 |
| DuitNow QR / Boost / TNG | 0–2 min | 10–30 min | 0 |
| Kad Visa/Master | Segera | 1–3 hari | Bank |
| Skrill / Neteller | <5 min | <20 min | ±0.5 % |
| USDT / BTC | 10–30 min | 10–30 min | Yuran rangkaian |
Ujian 24 Apr: Deposit RM 100 melalui FPX dikredit 1 m 46 s; withdraw RM 50 ke DuitNow selesai 27 m 55 s.
5. Platform & FXTM Invest
- MetaTrader 4 / 5 – EA, hedging, DoM
- FXTM Trader App – deposit, dagang & keluar dana di mudah alih
- FXTM Invest – salin Strategy Manager dari USD 100; fee keuntungan 10–30 %
- VPS percuma deposit ≥ USD 5 000 + kalkulator pip / margin / profit terbina
6. Ujian Eksekusi
| Metrik | Keputusan | Piawaian |
|---|---|---|
| Ping MT5 → SG | 22 ms (Unifi Fibre) | <30 ms |
| Fill ECN | 187 ms | <250 ms |
| Slippage London (150 order) | –0.01 pip | ±0.05 pip |
| Re-quote Micro | 0.5 % | <2 % |
7. Edukasi & Analisis
- FXTM Academy – video & ebook BM
- Outlook pasaran & heat-map harian
- Webinar live Selasa 17:00 MYT (emas & indeks)
8. Sokongan Pelanggan
| Saluran | Masa MYT | Respons |
|---|---|---|
| Live-chat BM | 24 / 7 | 28 s |
| Talian 1800-88-7363 | Isn–Jum 09-18 | 3 min |
| WhatsApp FXTM MY | 08-20 | 2 min |
| Email support@fxtm.com | 24 / 7 | 34 min |
9. FXTM vs Exness vs HFM
| FXTM | Exness | HFM | |
|---|---|---|---|
| Deposit min. | RM 45 | RM 5 | RM 25 |
| Raw EURUSD | 0 + $2 | 0.1 + $3.5 | 0 + $3 |
| Leverage maks. | 1 : 2000 | ∞ | 1 : 1000 |
| Withdraw RM <1 h | ✔️ | ✔️ | ✔️ |
| Copy-trade | FXTM Invest | Built-in | HFcopy |
10. Cara Buka Akaun (≈ 5 Minit)
- Klik BUKA AKAUN FXTM di atas.
- Daftar emel & password, sahkan pautan.
- Muat naik MyKad/pasport + bil utiliti (KYC ≈ 3 jam).
- Deposit RM 45 melalui FPX atau DuitNow QR.
- Muat turun MT5 / FXTM Trader → berdagang!
11. FAQ
FXTM sah di Malaysia?
Forex runcit belum dilesen SC, namun dagangan CFD dengan broker berlesen FSCA/CySEC tidak dilarang. FXTM memproses Ringgit melalui gateway tempatan.
Bonus apa tersedia?
Bonus kredit 30 % (Akaun Advantage) + cashback bermusim.
Leverage 1 : 2000 berisiko?
Ya – kawal lot mikro & guna stop-loss; risiko ≤ 1 % ekuiti per dagangan.
12. Kesimpulan
FXTM menawarkan spread ECN 0 pip + caj terendah, pengeluaran Ringgit laju dan perlindungan FSCA. Jika mahu kos raw terendah bersama sistem copy-trade mantap, ia pilihan seimbang antara Exness (leverage ∞) dan HFM (bonus besar). Mulakan hari ini dengan RM 45 sahaja.
Amaran Risiko: CFD ialah instrumen ber-leverage tinggi; kerugian boleh berlaku pantas. Fahami risiko sebelum berdagang.